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About us

Who We Are

Finlux Finance Loan (Pty)

We’re a Top South Africa’s specialist credit provider. It’s all we do. We work with you to find the best solution to your personal , business and home loan needs. Finlux Finance Loan (Pty)offers variety of loan services, even for people Under Debt Review, Blacklisted and Low Credit Score. We are commited in Building open and honest relationships with good communication between our customers, employees and employer.

We believes that sustainable success can only be achieved through a consistent and passionate adherence to a strong set of values. Our focus is on making the journey to getting the finance you need as painless as possible. By being innovative we remain ahead in the technology, processes and customer satisfaction.

Why South Africans Choose Us

We are the best loan service company over 35 years now.

Legit & Easy application process

Apply online. It’s simple, paperless and convenient.

Quick Approval with minutes

With our 24/7 working team members, our loan service is the Quickest in SA.

Low Interest Rate

Our low has the best interest rate as low as 4% to all customers who applied for loan

Cash in your account within 1-2 hours

Once approved your loan will be deposited into your bank account within 1-2 hours

Flexible repayment options

Up to 360 months flexible repayment term options

Customer Integrity

Upholding the highest levels of integrity in all our dealings.

Our Mission & Vision

At Finlux Finance Loan (Pty) our mission is to provide financial products to our clients at an affordable price.

Finlux Finance Loan (Pty) vision is to consistently providing the most reliable, efficient, affordable and responsible financial services to all our clients. Aiming to uplift their standards of living based on their financial needs and hopeful to help our clients and future clients achieve financial wellness and freedom.

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Frequently Asked Questions
  • You need to be a South African citizen
  • You need to be between the ages of 20 and 60
  • You need to be earning at least R 3 500 per month
  • You must be permanently employed for more than 6 months
  • Your salary must be paid into your bank account
  • We can assist anyone under debt review, low credit score, blacklisted or
  • administration
Yes you can apply for a second loan, our friendly consultants will perform the necessary credit checks and calculate your affordability.
Whether you are Blacklisted,Debt Review or your Credit Score is very low, you can apply for a loan. At Oyster Financial Loan (Pty) Ltd Loans Service Loan company, we help you removed blacklisted and increase credit score.
Our personal loan application process is quick and easy. The process usually only takes around 10 minutes to complete once you’ve gathered the required documents. To apply for a personal loan, you’ll need to provide the following documents: Have a valid National ID or driver’s license or Government-issued ID (from most countries) Proof of address, such as gas and electricity bills Proof of income, such as Bank statements, paystubs A list of your recurring monthly debt payments After you submit your application and these documents, we’ll typically let you know if you’re application for a personal loan is approved in a matter of minutes
You will receive the money within 30mins
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