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Personal Loan

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Get a personal loan you can afford

Get a loan from R10,000 to R300,000 and enjoy flexible repayment terms at personalised interest rates. Apply Online Embark on your journey towards financial with Oyster Financial Loan (Pty) Ltd Loans . Our personalized personal loan options are designed to empower you to achieve your dreams, whether it's pursuing higher education, renovating your home, or fulfilling any other personal aspiration. With flexible terms and competitive rates, we make accessing funds convenient and hassle-free. Take the first step towards realizing your aspirations today and trust us to be your partner in progress.

Need cash urgently?

Get instant approval when you apply online or via our banking app and choose the loan repayment terms that best suit your needs. No hidden fees – just clear pricing and payment plans.It will only take you a few minutes to apply online. If your loan is approved, we'll pay the money directly into your account or ask you to send any documents that we might need.By simply paying your monthly instalments on time, you stand a chance to win money to pay off the balance of your loans.
Terms & Conditions apply.

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Eligibility Criteria

you can apply for this loan if you are;

  • Are 18 years and older
  • Have a valid National ID or driver’s license
  • Have a bank account
  • Are employed and earn R8,000 or more per months
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Documents Required

Getting a loan from Oyster Financial Loan (Pty) Ltd Loans requires the following documents;

  • Unique Identity Number
  • Proof of Identity
  • Lastest 2-3 months Bank statements
  • Current address proof (optional)
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Frequently Asked Questions
  • You need to be a South African citizen
  • You need to be between the ages of 20 and 60
  • You need to be earning at least R 3 500 per month
  • You must be permanently employed for more than 6 months
  • Your salary must be paid into your bank account
  • We can assist anyone under debt review, low credit score, blacklisted or
  • administration
Yes you can apply for a second loan, our friendly consultants will perform the necessary credit checks and calculate your affordability.
Whether you are Blacklisted,Debt Review or your Credit Score is very low, you can apply for a loan. At Oyster Financial Loan (Pty) Ltd Loans Service Loan company, we help you removed blacklisted and increase credit score.
Our personal loan application process is quick and easy. The process usually only takes around 10 minutes to complete once you’ve gathered the required documents. To apply for a personal loan, you’ll need to provide the following documents: Have a valid National ID or driver’s license or Government-issued ID (from most countries) Proof of address, such as gas and electricity bills Proof of income, such as Bank statements, paystubs A list of your recurring monthly debt payments After you submit your application and these documents, we’ll typically let you know if you’re application for a personal loan is approved in a matter of minutes
You will receive the money within 30mins
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